Overspending is not a will power problem. It is a systems problem. In this article, Jaelyn Vickery, CFT™, founder of Dimensional Wealth, explores why rigid budgets fail, how emotional and cultural pressures shape spending, and what actually builds lasting money clarity and confidence. Featuring insights from a recent CNBC interview, this piece reframes overspending as a wellness issue, not a personal flaw.

The holidays often come with hidden financial stress. As expectations rise and spending increases, many people enter the new year overwhelmed and behind. Financial self-care offers a different path…

As a society, we're not taught how to play the "tax game" in school, which often leads to financial stress and massive, unexpected tax bills. But here’s the key takeaway from my conversation with CPA and entrepreneur Darion Wiggs: Strategic wealth-building means thinking about taxes 365 days a year. 

You've heard the talk about stocks, bonds, and indexes, and if you're like most people, that jargon is enough to send you running. But here’s the truth: Your journey to financial independence does not need to start in the volatile stock market. 

According to Nasdaq, the total cost of the American Dream — housing, college, transportation, childcare — has more than doubled for Millennials and Gen Z compared to what Boomers paid. And that’s after adjusting for inflation.